Financial news – Is the Australian Dollar going to fall?
George Soros and his associates are considered to be legends in some circles of the currency trading market. Foreign exchange is the worlds largest financial market by a multiple of many – however it’s one of the least understood. Recent speculation that Soros is behind some small but notable trades on the Australian Dollar (circa […]
Property investment – 5 Things Not To Do When You’re Buying Your First Property
9Buying your very first property is a momentous occasion. For many people, it’s many years of hard work and saving. Years of wishing, potentially months of searching, and long nights of waiting for an acceptance on an offer, or approval from a bank. However, the focus is almost always on the end result – having […]
Personal finance DIY – Goal Setting For Your Finances
Everyone these days tells you that you need to set goals for yourself to reach. Don’t have any goals? You won’t achieve as much as a result you’ll be told. So if you’re going to set yourself some financial goals, which ones should you focus on? How big should they be? Should they be small, […]
Financial news – RBA Cuts Interest Rate To Record Low
The Reserve Bank of Australia (RBA) today cut interest rates to an all time low of 2.75%. It’s decision to cut rates was based on recent economic data that shows moderate economy moving forward which the RBA has viewed as in need of further stimulus. Economists have been unsure about the reserve banks next move. […]
Personal finance DIY – 5 Simple Ways To Make Your Money Work For You
When clients come into our office to talk about their financial future, part of our time is spent doing what we call “housekeeping”. Money housekeeping represents the basic, non structural changes that we suggest that clients make to their finances in order to improve them. They are simple, low or no risk way of making […]
Personal finance DIY – 7 successful habits of the financially
A habit is something that is customary for you to practice – we all have them. Some of them are good, some of them are irritating and some of them are just downright dangerous. However, just like breaking a bad habit can take a bit of effort, creating new ones take an equal amount of […]
Personal finance DIY – 5 Great Tips To Help You Save
Trying to save more money but just can’t get there? Welcome to the 21st century, first world style. We are constantly bombarded with special offers to buy that special something that you just can’t live without. An entire industry exists who’s sole purpose is to convince you to part with your money – thousands of […]
Financial planning – 4 things you don’t know about financial planners
So, you’re off to see a financial planner. Typically, you should be asking all the right questions such as how they operate, what experience do they have, what are their qualifications, who owns their firm, the list just goes on and on. However, there are 4 important things that you should know or questions that […]
Property investment – Buying your first investment property
Buying an investment property is one of the biggest decisions that you could ever make. Short of deciding to become a parent, it has long term ramifications that far outreach the simple act of signing a contract. Often, it can be a harder decision than buying your own home because you only get financial benefit […]
Financial news – Superannuation Guarantee Contribution Increase
From 1st July 2013, the legislated rules around the Superannuation Guarantee level will start with an increase of your superannuation contribution from 9% to 9.25%. This is the first step towards a 12% contribution rate that has been legislated to occur by 2019.