How much can you actually afford to borrow

Couple wondering how much to spend on their first home

Just because a bank says you can borrow a certain amount does not mean you should. This article explores the difference between borrowing capacity and true affordability, and how to make a property decision that supports the life you actually want.

Federal Budget 2026-27: What it actually means for your money

Sydney property

The 2026-27 federal budget delivers the most significant shift in investment tax in three decades. Here is a plain-English walk-through of what matters most, what is grandfathered, and what to do with the 18 months between now and 1 July 2027.

Property’s role in your wealth plan is changing. Is yours still right?

Sydney lower north shore investment properties

The forces driving Australian property have shifted. For anyone with property already in their plan, or thinking about adding it, the question worth asking isn’t where to buy next. It’s whether the property you own, or the property you’re considering, still fits the life you’re building.

The biggest mistakes to avoid when downsizing

Retired couple downsizing their home

Downsizing the family home is one of the biggest financial and emotional decisions you’ll face near retirement. Getting the timing right can mean the difference between a comfortable retirement and a compromised one.