What the new SMSF residential property borrowing ban means for you

On 23 June 2026, the Albanese government struck a deal with the Australian Greens to secure Senate passage of its broader tax reform package, and the price was a ban on SMSFs borrowing to buy residential property. Here’s what you need to know on these time-sensitive changes.

What property investors should do before the tax rules change on 1 July 2027

If you own an investment property, the next twelve months are worth your attention. The 2026 Budget proposed some of the most significant changes to property tax in decades, and the legislation is now moving through Parliament. There is a planning window before 1 July 2027 that most investors have not thought about yet.

How much can you actually afford to borrow

Couple wondering how much to spend on their first home

Just because a bank says you can borrow a certain amount does not mean you should. This article explores the difference between borrowing capacity and true affordability, and how to make a property decision that supports the life you actually want.

Federal Budget 2026-27: What it actually means for your money

Sydney property

The 2026-27 federal budget delivers the most significant shift in investment tax in three decades. Here is a plain-English walk-through of what matters most, what is grandfathered, and what to do with the 18 months between now and 1 July 2027.

Property’s role in your wealth plan is changing. Is yours still right?

Sydney lower north shore investment properties

The forces driving Australian property have shifted. For anyone with property already in their plan, or thinking about adding it, the question worth asking isn’t where to buy next. It’s whether the property you own, or the property you’re considering, still fits the life you’re building.

The biggest mistakes to avoid when downsizing

Retired couple downsizing their home

Downsizing the family home is one of the biggest financial and emotional decisions you’ll face near retirement. Getting the timing right can mean the difference between a comfortable retirement and a compromised one.

When is it worth paying for strategic tax advice?

Couple meeting accountant for strategic tax advice

Most Australians have an accountant who handles their tax return. But there’s a point where the real savings aren’t in your deductions. They’re in the decisions you’re about to make. Here’s when strategic tax advice is worth the investment, and when it’s not.

The hidden financial risks of working overseas

Australian expact needing financail advice

Working overseas can quietly introduce financial risks most Australians don’t see coming. From super and tax structures to currency exposure and estate planning, small decisions made abroad can have long-term consequences if they’re not properly aligned.